Anti-Money Laundering (AML) Policy

1. Scope and purpose

Gydrus operates a digital-goods marketplace and is committed to preventing money laundering, terrorism financing, and other financial crime. This policy outlines the controls every user agrees to when they create an account.

2. Sanctions screening

Every account is screened against the US Treasury’s OFAC Specially Designated Nationals (SDN) list and the consolidated sanctions list at registration and before every payout. A positive match blocks the action and flags the account for human review by our compliance team.

3. Transaction limits

To reduce abuse risk and comply with our payment processor’s onboarding rules, transactions are subject to the following caps:

• Minimum per transaction: $1
• Maximum per single transaction: $2,500
• Maximum per user per 24 hours: $5,000

4. Source-of-funds declaration

For any single transaction of $1,000 or more, you are asked to declare the source of those funds (salary, business income, savings, investment returns, or other) before the transaction proceeds. Declarations are stored permanently as part of our compliance record.

5. Suspicious activity monitoring

We continuously monitor account activity for patterns commonly associated with money laundering — including rapid movement of funds to multiple recipients, transactions structured around our per-transaction cap, and sudden volume spikes. Suspicious activity is flagged for compliance review.

6. Your obligations

By acknowledging this policy at signup you confirm that:

• You are not listed on any government sanctions list.
• The funds you transact with on Gydrus come from legitimate sources.
• You will respond to any compliance information requests within a reasonable time.

7. Contact

Compliance questions or false-positive disputes: [email protected].